Business plans
investors believe in.
Investor-ready business plans with detailed financial forecasting for funding applications, growth planning, and strategic clarity.
What Makes a Great Business Plan?
A great business plan is not just a document — it is a coherent story about your business, supported by credible financial evidence. It explains the problem you solve, the market opportunity, your competitive advantage, and the financial trajectory that justifies investment.
Most business plans fail not because the business is weak, but because the plan does not convincingly communicate its potential. We bring together financial modelling expertise and business advisory experience to create plans that open doors.
What We Include
Every business plan we produce opens with a concise executive summary — a standalone overview of the business, the opportunity, and the ask, written for a reader who may go no further. This is followed by a market analysis covering the size and growth of the target market, customer segments, and the competitive landscape — identifying key competitors, their positioning, and where your business has a genuine advantage. The operations plan explains how the business actually works: your team, processes, premises, key suppliers, and how you deliver your product or service.
The financial section is where our accounting expertise adds the most value. We build three-year financial projections covering profit and loss, cash flow, and balance sheet, all grounded in realistic assumptions that can withstand scrutiny from a lender or investor. Funding requirements are clearly stated, with a breakdown of how the money will be used and what it is expected to achieve. For bank lending applications, we present the financials in the format lenders expect; for investor decks, we structure the narrative and numbers to answer the questions investors actually ask.
Where the plan is intended for a specific purpose — a grant application, an EIS/SEIS fundraise, or a commercial mortgage — we tailor the emphasis accordingly. Grant bodies want to understand impact and deliverables; investors want to understand scalability and returns; banks want evidence of repayment capacity. We produce a plan that speaks the language of your intended audience.
Why Choose Brathwaite?
Investor-ready business plans that pass due diligence
3-5 year financial models with monthly cash flow projections
Market analysis and competitive positioning sections
SEIS/EIS-eligible plan structures for tax-efficient investment
Bank-ready documentation for business loans and overdrafts
Grant application support with plans formatted to funder requirements
Frequently Asked Questions
Who needs a business plan?
Any business seeking external funding — whether from investors, banks, or grant bodies — will need a formal business plan. Startups planning their first year, businesses pivoting their model, and companies seeking to grow into new markets also benefit enormously from the discipline of formal planning.
What financial projections should a business plan include?
A strong business plan includes a 3-5 year profit and loss projection, a monthly cash flow forecast for the first two years, a balance sheet projection, and the key assumptions underlying all figures. Sensitivity analysis showing how the business performs under different scenarios is also valuable for investors.
How long does it take to prepare a business plan?
A comprehensive business plan typically takes 2-4 weeks to prepare, depending on the complexity of the business and the availability of underlying data. We work closely with you to gather the information we need and produce a plan that accurately represents your vision and financial reality.
Can you help with the narrative as well as the financials?
Yes. We provide a complete business plan service — not just the financial model. We help structure the narrative, articulate your value proposition, present your market opportunity, and frame your management team in a way that resonates with investors and lenders.